First of all, BIG thank you to manta2g! She offered to get this done for me, so we all wouldn't have to WAIT the rest of my natural life for me to find time.
Now, when a user wants to add a word file, there is a function, where you insert from a word doc, in the rte menu.
When you just want to use the text area, you can now format with a WYSIWYG editor.
The edit chapter part of this is still being worked out, and something for the Non English archive that will be added in the VERY near future, is multiple language support.
Finally, users no longer have the ability to upload files.