I guess for me it really does depend on how necessary the detail is for the story. I tend to like to leave a good bit to the reader’s imagination, so if I’m talking about a male character in an everyday setting, I might mention that he wore a blue linen shirt, open at the throat and with the sleeves folded back, over a pair of tan chinos. (Yes, business casual, sorry...) It’s a pretty generic description, and the reader can imagine the shade of blue they like best, whether or not it’s a buttondown collar, if the tails are tucked in or hanging out, or if the chinos are pleated or flat-front.
Now, if I was describing a bondage collar, I might say it had a black leather gorget, lined with silk, with a gleaming d-ring for a leash on the front, and so on. That sort of kit really does need more detail, in my opinion, if you have a certain position or image of the bound character that is crucial to the story. Or you can just go for the wrists tied to the headboard with an old school tie, or the belt from a bathrobe, if you want fast and dirty, and get teh characters naked as fast as possible to avoid having to describe clothing.
Women’s clothing, unfortunately, tends to be ridiculously fussy when it comes to suggestive/revealing/sexy wear. The dress you linked above? It could be described as a clinging, highnecked sheath with cutouts down the front, or perhaps with strips of fabric criss-crossing her taut abdomen to reveal tawny skin. Google fashion sites, like Des suggested, and try to find ones with descriptions of the clothing to get an idea of ways to get it across to a reader.